Insurance planning,
built around your life.
Somerset is an independent insurance agency. We take the time to understand your household, assets, and business, then design a coordinated plan across auto, home, life, and commercial coverage, and keep it current as your life changes.
Protection for every part of your life
Start with the area that matters most to you. Your agent will look at how it fits with the rest of your coverage, not just the price.
Auto
Liability limits set to protect your assets, not just meet the state minimum.
Request auto quote →Home
Replacement cost, liability, and umbrella coordination for owners and renters.
Request home quote →Life
Needs-based planning to protect your family's income, home, and future.
Request life quote →Business
Liability, property, and commercial coverage structured around how you operate.
Request business quote →Also available: HOA insurance · Travel insurance · Something else? Contact us
A planning-first approach
We start with your situation, not a sales pitch, and stay with you long after the policy is issued.
Understand your situation
We learn about your household, property, income, and business to see where you're exposed.
Design your plan
We compare carriers and build coordinated coverage, with limits and deductibles chosen around your goals.
Review as life changes
A new home, a new driver, a growing business: we revisit your plan so your coverage keeps up.
Guidance from an independent agent, not a sales script.
Because we're independent, our recommendations are based on what protects you best. We look at your coverage as a whole, so gaps and overlaps don't slip through. Meet our team →
Multiple carriers
Access to multiple carriers, so recommendations fit you rather than a quota.
One point of contact
A dedicated agent for every policy, from planning to claims questions.
Coordinated coverage
Home, auto, umbrella, and life designed to work together, without gaps.
Licensed in California
CA License 0H91219. Serving individuals, families, and businesses.
Let's review your coverage.
Talk with a licensed Somerset agent. We'll walk through what you have, what's missing, and what we'd recommend.